In mid-2016, the government launched the Program for Empowering the Poor through Joint Business Groups’ Electronic Mutual-Cooperation Shop under the Household Conditional Cash Transfer. The objectives of the program are, most significantly, to improve the effectiveness of social assistance and to expand the scope of inclusive
financial services. In early November 2016, at the request of Bappenas, and with the support of KOMPAK, The SMERU Research Institute conducted a preliminary study on the preparation and implementation of the e-Warong Kube-PKH program in five cities/districts (Batam, Balikpapan, Denpasar, Kediri, and Malang). This study uses a
qualitative approach with stakeholders at the central and local levels. Stakeholders stated that the e-Warong Kube-PKH program is operationally feasible. Nevertheless, the results of the study indicate that implementation has yet to fully occur, in part, due to the absence of a completed program regulation, including program guidelines
and operational guidelines, as well as clarity of cooperation between parties. In addition to having the necessary regulations in place, the successful implementation of e-Warong Kube-PKH program in the future requires several prerequisites related to the development and stabilisation of the organisation, the management of its functions (as a point of distribution of non-cash social assistance, bank agents, and livelihood for the poor, as well as an effective mechanism of monitoring and evaluation.